Qualifying for a home loan with bank statements only is an option available only to people whose income is not from wages. The income on business taxes is not always a good reflection of how well a business (freelancer, contractor) is doing.
Before I go into details about bank statement only mortgage loans, Full Disclosure: Home Loan Mine is not a hobby. Many of the links on this site are affiliate links. If you buy or sign up for something though one of those links, I will earn a small commission.
If that is your situation and you want to buy or refinance a 1-4 unit property, you might consider bank statement mortgage loans.… More